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CALCULATOR
Please Only Edit Field in Yellow
Property Details
Property Address
Project Months
ARV
After Repair Value
Finance
Purchase Price
Cost of Property under contract
Rehab Budget
Cost of Repairs and permits
Closing Costs
Holding Costs
Estimate costs between the time of listing and closing
Total Project Costs
Purchase Price + Rehab Budget + Closing Costs + Holding Costs
Loan
HML LTV (ARV)
HML Points (%)
The points pr fee the lender is charging
HML Interest Rate (%)
Expected amount of Interest to paid before resale or refinance
GAP Points
GAP Interest Rate (%)
Interest Type
Annual
Straight
HML Loan Details
HML Loan Amount
$595,000.00
ARV × HML LTV
HML Points Cost
$0.00
HML Loan Amount × (HML Points / 100)
HML Total Interest
$0.00
(HML Loan Amount × HML Interest Rate) ÷ 12 × Project Months
HML Admin Fees
$0.00
Manual input by user
Down Payment
$0.00
Total Project Costs - HML Loan Amount
HML Total Fees
$0.00
HML Points Cost + HML Total Interest + HML Admin Fees
GAP Details
GAP Loan Amount
$0.00
Down Payment + HML Total Fees
GAP Points Cost
$0.00
GAP Loan Amount × GAP Points
GAP Interest
$0.00
(GAP Loan Amount × GAP Interest Rate) ÷ 12 × Project Months
Commissions
RE Commissions (%)
This is the fee paid to the Realtors
Resale Closing Costs (%)
Fee Paid for all closing cost from the lender
GAP Equity Share?
No
Yes
GAP Equity %
Total Costs
TPC plus $ Cost
$480,000.00
Total Project Costs + GAP Points Cost + GAP Interest
as % of ARV
68.57%
(TPC plus $ Cost ÷ ARV) × 100
Profit
Profit Min %
What is minimum profit you expect to make
Profit Min $
Profit you expect to make in dollars
Projection
$180,000.00
Net Resale (at ARV) - TPC plus $ Cost
GAP Equity Results
GAP Return
-
(Projection ÷ (1 - GAP Equity %)) × GAP Equity %
GAP ROI
-
GAP Return ÷ GAP Loan Amount
Deal
YES!
Projection > Profit Min $ OR
(GAP Equity Share? = Yes AND (Projection ÷ (1 - GAP Equity %)) > Profit Min $)
Resale Table
Resale Price
Minus Closing Costs
Profit
Profit = (Resale Price - (Resale Price × (RE Commissions + Resale Closing Costs))) - TPC plus $ Cost
Total Profit Overview
Total Investment
$480,000.00
Same as TPC plus $ Cost
Projected Profit
$180,000.00
Same as Projection
ROI
37.50%
(Projected Profit ÷ Total Investment) × 100
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