Our motto at Operating In The Black is to be the best you have to work with the best! To meet the needs of our customers in this technically complex, competitive industry, we have assembled a highly qualified group of affiliates who each specialize in their fields to ensure that you are a part of a winning team.

Daniel Winton, Senior Business Lending Consultant

Expert Financier & Principal at Operating In The Black, (OITB). headquartered in Tampa, Florida, Daniel Winton, is a U.S. Air Force veteran. He brings decades of experience and in-depth knowledge of the approval process to bear in helping our clients get the most money at the lowest rates and at the best terms for business loans.

OITB is a full service Alternative Business Finance & Consulting Firm, dedicated to helping entrepreneurs obtain business loans, credit lines and equipment financing. Gaining access to capital is a key determining factor in whether small businesses survive. His staff looks at performance and cash flow along with the clients’ credit when pursuing solutions. They provide excellent, “Five Star Service” which has produced millions of dollars in approvals for a rapidly growing number of start-up and growth companies.

Tony E. Calloway, "Private Money Godfather" CEO/Managing Partner, Expert Financier, Producer of the "Mind Your Business Show" & Radio Host of the "Mind Your Millions Show"

Tony E. Calloway is the Private Money Syndicate’s Managing Partner. He has over 30 years of comprehensive experience in the real estate investment, private lending and financial services industries. He is also an adjunct professor of business, marketing and personal finance. In his previous career in the US Army, he was a highly decorated intelligence officer who served in Desert Storm/Desert Shield and provided national-level intelligence to Post 9/11 military operations in Afghanistan.

Niki Johnson-McNealy, National Sales Director

Owner of McNealy Bee Consulting, LLC, Niki is an entrepreneur with 20+ years of business and customer service experience. A community activist, Niki is often featured in the West/Central Florida press for her ex-offender rights advocacy. She is a graduate of St. Petersburg College where during her matriculation she presided over her campus’ student government and the International City Managers Association – Student Chapter. We are excited by the dynamic influence Niki brings to our sales team recruitment and business development programs.

Milt Walker, Chief Technology Officer

Milt Walker is a Chief Technology Officer who works with Private Money Syndicate to help create a vision for the future. Milt knows that behind every successful technology, are the people who made it possible. Milt has consulted with the State of Georgia on multiple projects, as well as organizations such as Dell, AT&T, and Google. Milt holds several credentials such as G Suite Administration and Architecting with Google Cloud Platform.

Versandra Kennebrew, Chief Marketing Officer

Coach Versandra has been a Social Media Consultant for 15-years and has worked with non-profit organizations like World Medical Relief and YELLS. She has also facilitated workshops and training at Lawrence Technical University and Wayne County Community College District. She always imagined herself in Fortune Magazine. That dream came true when she used her social media and community engagement talents to support the opening of the “World’s Healthiest Grocery Store,” Whole Foods Market in her home town, Detroit, Michigan. This passionate connector and communicator has authored 6 self-help books and is a Distinguished Toastmaster who speaks internationally, empowering audiences to live optimally at work and at play. Learn more at www.versandrakennebrewintl.com

Dr. Bradford Howard, Jr., Broadcast Media Marketing Director

Dr. Bradford Howard Jr. is a Songwriter/Artist/Promoter, who is originally from Connecticut and now resides in Florida. He has been in the Gospel Music field for about 24 years. He received Extraordinary Person of the Year Awards in 2015, 2016, 2017 and 2018. He has also received two life-time awards in music, three media awards, three life-time awards in ministry, two humanitarian awards, one television producer award and one motivation leader award. Dr. Howard is the Executive Manager & Producer for both the Doc’s Place Internet Radio & the Doc’s Place Video Debut Television Show. In Windsor, CT, he has a hamburger and hot dog named after him at a local restaurant. Dr. Howard has had a day named in his honor in Connecticut, Massachusetts & California.

Kierra Robertson, Visual Marketing Director

Award-winning graphic designer, Kierra Robertson, is the Visual Marketing Director for the Private Money Syndicate. Her design magic is evident in the Private Money Syndicate’s stunning graphics which reflect her artistic talent and genius for creating high-impact marketing. Kierra is also the CEO of La Rose Prints, LLC, of Columbus, Georgia. Her services range from graphic design and creative artwork to murals, face painting parties and live painting performances. La Rose Printing creates flyers, banners, websites, logos, customized stationery and promotional products for businesses nationwide. A truly multifaceted talent, you may even recognize this fresh-faced, budding actress from her roles in three cable television programs. Visit www.laroseprints.com, to learn more about her creative services.

J.C. (Justin) Allen, Business Consultant

J.C. (Justin) Allen is staff business consultant for the Private Money Syndicate and directly serves clients through J.C. Allen Consulting, LLC. His consulting focuses on assisting start-up entrepreneurs and small business in the growth stages of development. J.C. specializes in small business organizational, operational and financial structuring and capital acquisition. His background is in financial services, corporate operations, small business development, church finance and real estate.

Jermaine (JD) McCall, Senior Credit Consultant

Jermaine (JD) McCall represents Credit Cure Plus, LLC, a firm dedicated to rapidly restoring less-than-perfect credit, making good credit a positive factor in your pursuit of business and real estate funding. As a financial professional, advocate, mentor and advisor operating from Albany, New York, his network of professional banking, real estate and credit restoration partners work together to remediate damaged credit with unparalleled speed. Jermaine’s passion for tackling financial obstacles is matched only by his desire to bring financial literacy to communities that are often overlooked. When it comes to sharing financial knowledge, his primary mission is to “level the playing field, one client at a time,” providing the excellent credit, (among other missing resources), often required to accelerate our clients’ entrepreneurial success and generate wealth for their families.

Bart D. Nolde, Business Consultant

Bart D. Nolde is the Founder & CEO of VERTX Holdings, LLC, headquartered in Houston, Texas. His company provides strategic resources to support the rapid scaling of their client’s businesses through their network of branding, capital, and operations & logistics partnerships. He has decades of experience in organizational development, professional sports management, and high-level business negotiations borne from his working with none other than the Steinbrenner Organization, owners of the New York Yankees. He is also a former US Army officer and graduate of the prestigious Defense Intelligence Agency’s Postgraduate Intelligence College.

Matthew Chan, Realty Advisor

Matthew Chan is a Realty Advisor/Agent in North Atlanta and a real estate investor/principal who has bought, sold, financed, and leased properties in Georgia and Alabama. He is well-versed in Georgia property tax appeal matters and has represented clients and negotiated over 100 tax appeals across three Georgia counties. As a real estate investor, Matthew published books and audio programs sold by Amazon and National Association of Realtors Bookshelf. They include “The TurnKey Investor Series” and “The Intrepid Way” He has taught and lead real estate investing and entrepreneur workshops in the U.S. and abroad. Today, through his Georgia Real Estate Commission approved school, Matthew teaches continuing education courses for real estate agents and brokers.

Marvin Hamlin, Certified Public Accountant & Advisor

Marvin Hamlin is a native of Florence, South Carolina who has a BS degree in Accounting from Francis Marion University and is a Certified Public Accountant licensed in Maryland. He has over 25 years of experience directing financial management, tax and accounting systems for high growth information technology and manufacturing companies. Marvin has been responsible for strategic planning, capital fund raising and Security & Exchange Commission financial reporting for investors, banks, the Defense Contract Audit Agency, Internal Revenue Service, accounting and law firms. As a senior management consultant, he operates as a virtual Chief Financial Officer, structuring debt and equity capitalization and financial exit strategies for his clients.

Renzie Richardson, President & CEO of BHFL Group, LLC - Advisor

Renzie Richardson is president & CEO of BHFL Group, LLC and BHFL Contractors Group, LLC. Her firm is a GNMSDC certified minority business enterprise (MBE), certified SBA woman-owned small business (WOSB), and Georgia Department of Transportation (GDOT) certified DBE. BHFL Group provides certification and consulting services to veterans, women and private sector businesses on doing business with local, state and federal agencies. Since 2008, she has been advising and helping small businesses access commercial, state, and federal contract opportunities with minority certifications, and assisting with post-award contract management services. She specializes in GNMSDC, WBENC, SBA, DOT, USWCC, and Vet Biz certifications, and offers training and coaching sessions for entrepreneurs on how to DIY – “do it yourself.” In addition to her expertise in the local, state and federal markets, Renzie has 22 years of experience in human resources management. She is also a member of Women in Public Policy, US Women Chamber of Commerce, NABWIC, National African American Association for Human Resources, US Black Chamber of Commerce, and Association for Proposal Management Professionals.

Simon Bray, Jr., Founder of Streaming Television, Inc. - Technology-Related Business & Crowdfunding Advisor

Simon Bray, Jr., has over 30 years of experience in telecommunications, mobile, Internet, and streaming technology. Built from startups, he has sold wildly successful telecom enterprises in Georgia & Indiana. His background spans telephony, paging, VoIP, ISP services, audio & video streaming, mobile and connected TV app development. He is also the President of Wireless 1 Apps, Inc., which provides mobile & connected TV app development and video streaming platform services. Simon is at the forefront of expanding awareness of just how important mobile and home television engagement is to the stability of local communities. His innovations provide local media content delivery and are poised to extend hyper-local content on a global scale. He is an outspoken and renowned advocate for broadening the use of equity crowdfunding as a powerful means for capitalizing on startups, women & minority-owned small businesses. www.streamingtvinc.com

Toussaint L. Myricks, Esq., Patent Attorney & Advisor

Mr. Myricks is an experienced patent attorney and expert intellectual property strategist. In addition to founding and managing his private law practice, the Myricks Law Group, he serves as Counsel for the Hughes Media Law Group, PLLC in Seattle, WA. He counsels business owners, entrepreneurs and independent inventors on patent portfolio management, patent-ability analyses, freedom-to-operate assessments, technology development and marketing agreements, technology and intellectual property licensing strategies, intellectual property valuation, and related strategic business matters. Mr. Myricks holds a Bachelor’s Degree in Electrical Engineering from M.I.T, a Master’s Degree in Electrical Engineering from the University of Washington, and two law degrees from the Franklin Pierce Law Center (now the University of New Hampshire Law School). He is a registered patent attorney with the U.S. Patent & Trademark Office and a registered patent agent with the Canadian Intellectual Property Office.

Darnell Collins, Manufacturing & Branding Advisor

Darnell Collins is Founder & CEO of the Collins Group Holdings, LLC and Chief Creative Design Strategist for The Style Algorithm, LLC ™, a fashion branding & creative design consultancy. With over 30 years of experience with the Giorgio Armani, Hugo Boss and Nike organizations, he brings vast acumen along with his own full-service OEM/ODM & OBM manufacturing facility located in Guangzhou, China. He also collaborates with multiple private label development & manufacturing partnerships in Vietnam, Italy, Hong Kong, India, Thailand & the Netherlands to accelerate clients’ launch of their own private labels and bespoke collections into the market. In 2019, Darnell launched his private labeled testosterone-health supplement “for Men over 50™” under the brand V-Cut Ceuticals ®, an all-natural, clinically-tested, efficacy proven product line.

Lora Dunton and Karla Jackson are the owners of J3 Management Group

Lora Dunton and Karla Jackson are the owners of J3 Management Group, centrally located in the Metro-Atlanta Area. Lora, a former flight attendant, and Karla, a former schoolteacher and daycare owner, joined forces to bring a new innovative way to promote growth in small businesses through their business mailbox rental and business credit tradelines. As the world was stricken by a pandemic, Lora and Karla’s business rapidly grew, propelling them into expansion.  This growth led them to purchase a commercial building which now houses their tag and title service and business and personal mailbox rental service. Lora and Karla’s services provide small business owners a professional address, which helps build credibility and creditworthiness. Their motto is small enough to care but big enough to make a difference.  Thank you,

Karla Jackson | Operations Director
O: 404.990.4762 | F: 470.300.9799
E: karla@j3mgmtgroup.com
W: https://www.j3mgmtgroup.com
A: 2592 S. Hairston Rd.|Decatur, GA 30035

Thank you for connecting

We really appreciate your interest. If I can be of any assistance I can be reached at 800-450-8054 ext. 842. For your convenience you can schedule a time on calendar and I will reach out to you at the appointed time.

Monday - Friday | 9am - 9pm Eastern Time


We are here to give business owners the opportunity to get the most money at the lowest rates with the best terms.

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