icons8-speed-64 (1)

Industries We Fund

We know you are here

Get a business loan now.

We address Funding Solutions for Diverse Businesses Interest.

Organizations rely on fast and flexible financing options like our Merchant Cash Advance and Term loans. Operating In The Black gives business owners access the working capital they need to succeed.

Loans To Help You Grow.

Operating In The Black help keep small businesses going and growing. Our customers represent a diverse and dynamic group. Here are a few examples businesses we can help with our funding solutions:

Fast and Flexible Funding

Our business loan options may also be the ideal solution for businesses with less-than-perfect credit. Best of all, you could have your funds in as little as two business days1. The process is quick and easy and begins with applying for a small business loan using our easy-to-complete online form. We’ll take care of the rest.

Fast and Easy Process

Complete an Application

Simply answer a few questions about your time in business, monthly sales and business type, and your application will be submitted for review.

Fast Approval

Once you fill out your application, one of our funding advisors will contact you.


Funds in Your Account

When approved, you’ll have the money in your hands, for any business use, in as few as 2 business days¹.

Enjoy our simple and fast process.

Receive a decision in 24 hours and funding as soon as 1 – 2 business days


We are here to give business owners the opportunity to get the most money at the lowest rates with the best terms.

Check Your Credit ($1 cost)